How to Apply for a Guarantor Loan
There are a number of lenders who provide no credit check / guarantor loans but the only way to approach all the best one simultaneously is to use Solutions Loans – to enquire about a guarantor loan you need to complete our short and completely secure online form. Your enquiry via our “one stop shop” enquiry form is FREE and there is NO obligation to follow up any loan offers that may be made to you.
Once you have completed the form and submitted it we pass the details to our panel of lenders who will separately contact you with their loan offers so you can compare them. You can the elect to apply for which ever you wish, but as we said above you are not under any obligation.
Most probably on the first working day after you sent your enquiry the lenders may email you, phone you or text you and they will send you loan documentation via email or first class post. This documentation will include the full terms of the loan offer.
They will provide a dedicated advisor who will handle your application personally to ensure that it is processed as fast as possible and that you receive your funds as fast as possible. At all times you will be able to find out the status of your application with your chosen lender. And if you wish to cancel your application you can do this at any time up to the point of signature.
The Guarantor Loans Blog 
November 1, 2010 at 12:24 pm |
Ms W asks: “When you ask if you are currently Bankrupt, what does this mean? I have been bankrupt in the past but I am now discharged and have been for 2 years. Does this mean I am not bankrupt?”
Our answer: “Generally our lenders can help poeple who have been discharged from bankruptcy, as long as they have their certificate confirming this. If you don’t have your certificate you should write to the court that dealt with your bankruptcy to request one. You’ll need to give them your name, address and court number.”
November 1, 2010 at 2:17 pm |
Ms W asks: “I would like to apply for a loan with my mum as guarantor, but I do not have a bank account in my own name, I use one in my mum’s. It is not the account she uses and I can show that my wages are paid into it, would this be an issue?”
Our reply: “This is probably not an issue, but given the nature of your query we suggest you complete our enquiry form so that we can then assess your request in more detail”.
November 1, 2010 at 2:22 pm |
Ms P asks: “Do you offer unsecured loans to people with not so good credit history? Also, do you charge upfront fees?”
Our answer: “Our unsecured guarantor loans are exactly for the purpose of helping people who have credit problems and are struggling to obtain unsecured credit. This could mean you have CCJs or have suffered from defaults or are in arrears with other loans. Equally if you are young and have yet to build up any credit history then a guarantor loan could solve your problem – and repayment of the guarantor loan successfully will help to give you the credit history you need for the future. Finally we do not charge any upfront fees – it costs nothing to make an enquiry and to get a personalised quotation. So contact us today.”
November 1, 2010 at 2:29 pm |
Mrs D asks: “How quickly can I have this finance into the bank”?
Our answer: “Once you have returned the signed documentation and any copies of ID required (though these days very little is) your dedicated case worker will aim to pay out your loan within 48 hours.”